David Merchant
Senior Bank Examiner, Division of Finance
Department of Commerce and Insurance
As a Senior Bank Examiner out of the St. Louis region, David works alongside a team of field examiners to analyze and regulate state-chartered banks. In his role, David regularly oversees the entire examination process of larger, complex, and/or troubled institutions by assigning and reviewing work, writing the final report of examination findings, and addressing the board of directors concerning findings and corrective actions for noncompliance issues. In addition to his field duties, David serves as the central point of contact for the division’s CSBS Accreditation process, which requires an in-depth review of internal policies, procedures, and operations to determine if they meet established state agency regulatory industry standards. David holds a BSBA degree in finance from Creighton University and recently graduated summa cum laude from the Paul W. Barret Jr. Graduate School of Banking.